// Free Tool · ETF Decision Wizard

Find the right ETF
for your situation.

Answer 4 questions. Get a specific recommendation built for your country, goal, and time horizon. No login, no upsell.

01
Where do you invest?US · Australia · Germany · Belgium · UK
02
What's your goal?Growth · Income · Balanced
03
Time horizon?5–10 · 10–20 · 20+ years
04
Monthly amount?Optional — shows fee impact
1
Country
2
Goal
3
Horizon
4
Amount

Where do you invest?

Each country has different ETF products, tax rules, and brokers. Your recommendation will be specific to your market.

🇺🇸
United States
Fidelity · Vanguard · Schwab
🇦🇺
Australia
ASX-listed · CHESS-sponsored
🇩🇪
Germany
UCITS · XETRA
🇧🇪
Belgium
UCITS · TOB applies
🇬🇧
United Kingdom
ISA · SIPP · LSE

What's your investment goal?

This determines whether we prioritise growth, income, or a mix of both.

📈
Long-term growth
Maximise wealth over time. You don't need regular income from your portfolio.
💰
Regular income
You need dividend payments or regular cash flow from your investments.
⚖️
Balanced
Growth with some stability. Lower volatility matters to you.

How long until you need this money?

Your time horizon determines how much risk you can afford and how much bond exposure makes sense.

🗓️
5–10 years
Medium term. Capital preservation starts to matter.
📅
10–20 years
Long term. Some flexibility on risk and drawdowns.
🔭
20+ years
Very long term. Maximum growth potential, ride out volatility.

Monthly investment amount (optional)

Used only to show the long-term cost difference between ETF expense ratios. Not stored.

// monthly investment
USD Skip →

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Frequently asked questions